Lendingclub Corp Stock Analysis

LendingClub Stock Analysis Notes

About 84.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.24. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. LendingClub Corp last dividend was issued on the 8th of July 2019. The entity had 1:5 split on the 8th of July 2019. LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California. Lendingclub Corp operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1384 people. To find out more about LendingClub Corp contact Joel Schipper at 415 930 7440 or learn more at https://www.lendingclub.com.

LendingClub Corp Investment Alerts

LendingClub Largest EPS Surprises

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LendingClub Corp Environmental, Social, and Governance (ESG) Scores

LendingClub Corp Thematic Classifications

LendingClub Stock Institutional Investors

Note, although LendingClub Corp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

LendingClub Market Capitalization

The company currently falls under 'Mid-Cap' category with a market capitalization of 1.86 B.

LendingClub Profitablity

The company has Net Profit Margin (PM) of 0.1 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.39 %, which signifies that for every $100 of sales, it has a net operating income of $0.39.

Management Efficiency

LendingClub Corp has Return on Asset (ROA) of 0.0289 % which means that for every $100 of assets, it generated a profit of $0.0289. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.0955 %, which means that it produced $0.0955 on every 100 dollars invested by current stockholders. LendingClub Corp's management efficiency ratios could be used to measure how well LendingClub Corp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.03. At present, LendingClub Corp's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 3.9 B, whereas Total Assets are forecasted to decline to about 6.5 B.

Technical Drivers

As of the 5th of February, LendingClub Corp secures the Mean Deviation of 2.6, standard deviation of 3.62, and Risk Adjusted Performance of 0.0064. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of LendingClub Corp, as well as the relationship between them.

LendingClub Corp Price Movement Analysis

LendingClub Corp Insider Trading Activities

LendingClub Corp Outstanding Bonds

LendingClub Corp Predictive Daily Indicators

LendingClub Corp Corporate Filings

LendingClub Corp Forecast Models

LendingClub Corp's time-series forecasting models are one of many LendingClub Corp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary LendingClub Corp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

LendingClub Corp Debt to Cash Allocation

LendingClub Corp reports 10.07 B of total liabilities with total debt to equity ratio (D/E) of 0.11, which may suggest the company is not taking enough advantage from financial leverage. Nevertheless, prudent borrowing could serve as an effective mechanism for LendingClub to finance growth opportunities yielding strong returns.

LendingClub Corp Total Assets Over Time

LendingClub Corp Assets Financed by Debt

The debt-to-assets ratio shows the degree to which LendingClub Corp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

LendingClub Corp Debt Ratio

0.29

It looks as if most of the LendingClub Corp's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the LendingClub Corp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of LendingClub Corp, which in turn will lower the firm's financial flexibility.

LendingClub Corp Corporate Bonds Issued

LendingClub Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how LendingClub Corp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling LendingClub shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as LendingClub Corp. By using and applying LendingClub Stock analysis, traders can create a robust methodology for identifying LendingClub entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. LendingClub analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. LendingClub analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

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When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.